Financial & Travel Musings

For the vast majority of people the only time that they send out formal invitations is when they’re firing off their wedding invitations.

Not only is it more than likely their first experience of sending out a formal invitation though, but it’s something of a peculiar type of invitation anyway. First off it’s got to go to a very wide range of people who will only be coming together for that specific event and there’s the added complication that various combinations of those groups don’t get on and therefore aren’t overly keen on going to an event together anyway.

However, it is a very important day for the couple of course and since the invitation will be the first that many recipients will have heard of the upcoming union, it’s quite an important document and one that needs some care taken on it. Assumptions shouldn’t be made with the text as many of the people receiving it won’t know the area where the ceremony it taking place.

Popularity: 14% [?]

I’ve finally gotten around to skimming through the materials for the child development course which means that I’m at that scary point of thinking “wow, that’s a BIG course” and not really knowing where to start.

But, seeing as this is a psychology course, they’ve made a point of applying their knowledge of educational psychology with the course. Therefore, there are all the little reassuring texts to calm you down and naturally it starts off at a reasonable pace.

The problem with that is that there’s even more material to read right at the start than there would normally be, mostly reiterating things that are said in other parts of the initial course material.

What seems to be a little off is their estimate of how long it will take to do the course. If my reading of it is right it should take about 12 hours to go through each week of the course but I seem to be getting on for half way through the first week already and that’s going at a relatively sedate pace this morning.

Popularity: 22% [?]

Although nearly everyone has it, auto insurance is probably one of the least understood types of insurance around.

However, most of us only come across the less understood areas of this insurance rarely. For example, do you actually know what would happen if you wrote off your car? You might assume that, of course, it would mean that you’d get a new car and that they’d pay for a rental car until the new car arrived. Not so. What normally happens is that they’ll pay for a car equivalent to what your car was which means that if your car was three years old then they’ll pay out the value of a three year old version of your car. Similarly, there are quite short limits on how long they’ll pay for a rental car.

If you’ve imported the car yourself you’ll come across the problem that many insurers will only insure models of cars that were sold in your country. So, in our case we’ve a diesel model of a car for which only petrol models were on sale where we’re moving then we’ve a problem getting insurance.

You can find out a lot of this information if you read your policy document, but then who bothers to do that?

Popularity: 40% [?]