Financial & Travel Musings

We’ve still got our car insured with the French insurer but that’s going to have to change in the next few months as we’re at point where we either need to import the car or sell it.

The problem is that car insurance quotes aren’t so simple with an imported car so we have to put more effort into the process than usual. Our first problem is that the car is a model that was never sold in this country. Although the only different from models that were sold here is that it’s diesel, that means that we can’t use any of the cheapo online places that give you an instant quote and are into emailing the details and waiting for an answer. So far, those quotes have been about triple the going rate for the car which seems a touch over the top.

Thus, we’ve now gotten together a short list of specialist brokers which should come up with a more sensible quote for us.

Popularity: 5% [?]

Medical advances are wonderful but with each one comes a whole bunch of issues that didn’t arise before.

For instance, it sounds like a good thing to be able to extend life, doesn’t it? Well, only if you are healthy and that’s where the problem lies: in too many cases these days the lives extended aren’t really worth living. Say, for instance, you have an asbestosis related disease like Mesothelioma you can find that your extended life is basically one that’s visibly going downhill as each week passes. That’s just one of the dreadful diseases that medical advances can give you the ability to experience for longer these days.

Even without having one of the dreadful diseases as such even just extending life isn’t really as great a bonus as you might expect it to be. These days nursing homes are filling up with people who are sailing at various rates into what’s effectively a non-thinking person which isn’t too good for them and is awful for their families.

Popularity: 4% [?]

Incoming search terms:

• dreadful diseases

Although you probably shop around for life insurance to keep your costs down where you can really get the costs down is by looking for the right type of life insurance.

In most cases what people really need is term insurance rather than life insurance and you’ll find that the best term life insurance rates are substantially below the life insurance rates. The reason for that is simple: whereas with life insurance the insurance company is basically taking a bet on when you’ll die, with term insurance they have a fixed date to work with. That works out well for you too as chances are you want the insurance to cover a mortgage which is for a fixed term too.

Popularity: 2% [?]